Category Archives: Basel III

Retail banking versus casino banking

The ninth in our series of posts on the sessions and workshops of the 10-11 May 2012 WSBI Congress: “Good for you – The savings and retail banking model” “Casino banking does more damage than riots”, wrote Joan Smith in … Continue reading

Posted in Basel III, Casino banking, Financial crisis, One-size-fits-all, Retail banking, SMEs, Systemic Risk, WSBI Congress | Tagged , , , , , , , , , , | Leave a comment

Gearing up for the 2012 WSBI Congress

Our first post in a series on the 2012 WSBI Congress “Good for you – The savings and retail banking model”, 10-11 May, in Marrakech, Morocco In today’s world, with the acceleration of just about everything, from the vibrations of … Continue reading

Posted in Basel III, Consumer Protection, CSR, Diaspora Bonds, Doubling the number of savings accounts in the hands of the poor, Financial crisis, Financial inclusion, One-size-fits-all, Payments, Providing proximity without compromising sustainability, Remittances, Single Euro Payments Area, Systemic Risk, WSBI Congress | Tagged , , , , , , , , , , | Leave a comment

No forced recapitalisation for financial institutions

I have followed with great interest the recent indications in the press, as well as the reference made by Mr. Barroso in his speech to the European Parliament on 12 October, regarding the alleged recapitalisation plan for European financial institutions, … Continue reading

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Capital Requirements Directive IV, steadying hand or stranglehold?

Is regulation hampering or stimulating retail banking? What influence will Basel III/CRD4 exert on retail banking in the short and medium term? Are the European institutions sufficiently accounting for the specificities of the European banking sector while transposing Basel III … Continue reading

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Domino Leery: Comparing Systemic Risk in Europe and the United States

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A line out the door: This dream for most businesses is a nightmare for every banker. I still recall the horror of watching not just one but many lines form, not in a dream but on the streets of Britain, … Continue reading

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Kvevlax Sparbank: retail banking at its best

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Kvevlax Sparbank is a small savings bank in Finland with four branches and 20 employees. Despite this humble appearance, Kvevlax Sparbank looks beyond Finnish borders. Managing Director Sven-Erik Granholm and a dozen of his colleagues were inBrussels a few weeks ago … Continue reading

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A one-size-fits-all approach to regulating bank risks makes no sense

The preference that regulators showed in the pre-crisis years for big, international banking champions that offer all banking services, from retail banking to trade finance and investment banking was certainly one of the reasons for the financial crisis. Indeed, the … Continue reading

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